Protection
21 August 2026
The protection gap: why it matters
A report from LV cited in our original update found that 43% of UK workers had no form of protection in place, whether arranged personally or through an employer.
Read the update
Mortgage & protection advice across the UK
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News, without the noise
Mortgage news that makes sense of what happens next.
Market headlines can feel confusing. Here you’ll find clear updates on mortgages, property and protection—with the practical points that may matter to your plans.
Latest update
Mortgage market
Bank Rate stayed the same… so why are mortgage rates rising?
The Bank of England has kept the Base Rate at 3.75%, but many major mortgage lenders have already increased their fixed rates.
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The latest from HD Mortgages
Useful updates for real decisions
Browse mortgage-market news, property guidance and protection reminders from our existing HD Mortgages archive.
Protection
Mortgage market
14 August 2026
Why borrowers are changing their mortgage priorities
Analysis from Moneyfacts highlighted how borrowers’ priorities can shift when economic and geopolitical uncertainty affects confidence and mortgage pricing.
Read the update
Homebuying
7 August 2026
A calmer route through the homebuying process
Buying a home is exciting, but it can also feel stressful. From the property search to moving day, there are several decisions, documents and people to coordinate.
Read the update
Home insurance
31 July 2026
Could loyalty be costing you at renewal?
Research suggests fewer home-insurance customers are shopping around at renewal, which could mean some households miss cover or pricing that better suits their current needs.
Read the update
Protection
24 July 2026
The real cost of delaying protection
It can be tempting to postpone life insurance or other protection when you are young, healthy and do not feel an immediate need for cover.
Read the update
Property market
17 July 2026
Ready to move, but still waiting?
Many prospective buyers feel ready to move in 2026, but affordability concerns and uncertainty are still causing some households to hesitate.
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Remortgaging
10 July 2026
Remortgage demand jumps: when should you review?
Stonebridge analysis suggested remortgage activity rose during the opening months of 2026 as more borrowers approached the end of fixed-rate products arranged during the pandemic.
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Home insurance
3 July 2026
Rebuild cost is not the same as market value
Some UK homeowners may be underinsured because the cost of rebuilding a property can be very different from its market value.
Read the update
Protection
26 June 2026
Why more people are thinking about protection
Research suggests concerns about safety and global instability are prompting more people to consider protection insurance as part of their financial safety net.
Read the updateImportant information
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
As with all insurance policies, conditions and exclusions will apply.