Property market
Ready to move, but still waiting?
Many prospective buyers feel ready to move in 2026, but affordability concerns and uncertainty are still causing some households to hesitate.
Holly DibdenMortgage Adviser · 17 July 2026
The important points
What to take from this update
- Separate what you can afford from what a lender may be willing to offer.
- Factor in moving costs, future payments and an emergency buffer.
- A review can tell you whether waiting would materially change your position.
HD Holly’s take
“Waiting can be sensible, but it should be an informed choice. Once we put the deposit, monthly budget and likely mortgage options together, it becomes much easier to decide whether to move now, adjust the search or build a stronger position first.”
Is this relevant to your plans?
News is useful context, but it cannot account for your income, deposit, credit history, property or existing mortgage. If this update has raised a question, send Holly a quick message and explain what you are hoping to do.
Ask Holly on WhatsAppInformation correct at the date of publication and provided as a general guide only. Mortgage products, criteria and market conditions can change. This article does not constitute personal advice.