Remortgaging
Remortgage demand jumps: when should you review?
Stonebridge analysis suggested remortgage activity rose during the opening months of 2026 as more borrowers approached the end of fixed-rate products arranged during the pandemic.
Holly DibdenMortgage Adviser · 10 July 2026
The important points
What to take from this update
- Starting early gives you time to compare a new lender with your existing lender’s offer.
- Fees, early repayment charges and incentives affect the overall cost.
- Borrowing needs and future plans should be reviewed at the same time.
HD Holly’s take
“You do not have to wait until the final weeks of a fixed deal. An early review creates time to understand the options and secure a plan, while still allowing us to reassess if the market or your circumstances change before completion.”
Is this relevant to your plans?
News is useful context, but it cannot account for your income, deposit, credit history, property or existing mortgage. If this update has raised a question, send Holly a quick message and explain what you are hoping to do.
Ask Holly on WhatsAppInformation correct at the date of publication and provided as a general guide only. Mortgage products, criteria and market conditions can change. This article does not constitute personal advice.