Mortgage document checklist
Prepare the identity, income, bank and deposit evidence that may be requested.
- Income documents
- Bank statements
- Deposit evidence
Mortgage & protection advice across the UK
WhatsApp HollyMortgage guides
Useful answers before you apply
Straightforward explanations designed to help you ask better questions and avoid common mortgage mistakes.
Start on WhatsAppCompany director income
Why your bank’s figure may not reflect what your company earns.
- Salary and dividends
- Retained profit
- Accounts
One year of accounts
What may strengthen a shorter-trading-history application.
- Previous experience
- Business stability
- Lender choice
Reviewing an existing deal
How timing, charges and total cost affect a remortgage decision.
- When to start
- Product transfers
- Borrowing more
Capital raising
What to consider before releasing equity from your home.
- Purpose
- Affordability
- Overall cost
Understanding credit issues
What lenders may consider beyond a consumer credit score.
- Recency and severity
- Credit files
- Avoiding repeated applications
Not sure where to begin?
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Tell Holly what you are trying to achieve and she will help you work out which information—and which mortgage route—is most relevant.