ABOUT US
Who are HD Mortgages?
I’ve been working in the financial industry for over 17 years and have a vast knowledge of Mortgages and Protection. I not only help people buy their first home and continue to review their Mortgage, I also help clients with property investment and the management of their portfolios.
I know from experience the main thing I can offer as your adviser is a service you can count on. Someone you can reach out to and discuss all your concerns with and to be there to answer questions when it may not clear.
HD Mortgages was founded with the vision of a service that was not only clear and professional but also friendly and helpful when you need it most.
MORTGAGE SPECIALIST
YEARS OF EXPERIENCE
CUSTOMER SATISFACTION
CHARTERED INSURANCE
INDUSTRY QUALIFIED
OUR SERVICES
HD Mortgages. How could we help you?
Buying your first home
So, you’re looking to buy your first home?
Maybe unsure on what you can lend?
We are here to talk you through the process of buying a property along with helping you get everything in place to buy your dream home.
We can also help you understand the different schemes available.
Review of your existing mortgage
Haven’t looked at your Mortgage deal in a while? Has your fixed rate ended or due to end?
Looking to release some equity?
We can help you look at your existing Mortgage and financial goals to make sure your Mortgage is still offering you the best value and is inline with your future goals.
You may have to pay an early repayment charge to your existing lender if you remortgage
Looking to invest
Let’s talk Buy to Let!
Looking to buy an investment property?
As a buy to let specialist I can answer all your questions around a Mortgage for a buy to let property. This is a great way to earn some extra money each month or to invest for the future.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority
What else can we help you with?
Worried about your credit score?
Firstly, have you looked at your credit report?
I would recommend using Check my file to do this as it has 3 versions of your report from different credit score providers which is very helpful when looking at your Mortgage.
Use the link below to get your report. Check My File will offer you a 30 day free trial but after this time you will need to pay a monthly subscription.
COMPLICATED INCOME?
Self employed for less than 2 years or maybe concerned about the way your set up?
Receiving commissions?
Large amounts of Bonus or overtime income?
Whatever your income situation we can take a look, with over 90 lenders on panel we can find the best options for you.
WHAT IS ADVERSE (BAD) CREDIT
Having missed payments, defaults, CCJs will cause your credit score to drop and potentially effect how easy it is to access any form of lending.
You may think this will mean you can’t get a mortgage however there are many lenders that specialise in adverse Mortgages and are happy to take a different approach.
Our job will be to find you the best possible deal based on your credit file and financial position.
PROTECTION
Our service doesn’t stop at helping you buy your dream home
We want to protect you and your family when in your new home from some of life’s worry’s We can discuss your protection needs and make sure you have a fully understanding of the options available to you
Looking at: Life assurance, Critical illness cover, Income protection
Home insurance: We can also help you with protection for your home, so you can have piece of mine for what’s important to you
Please ask for further information
As with all insurance policies, conditions and exclusions will apply.
Do you work within the Services?
We continue to offer reduced fees for any service staff
TESTIMONIALS
What our clients have to say
CONTACT
Contact us. Get in touch today
