Mortgage advice for Southampton clients
HD Mortgages supports clients across Southampton, the Waterside, Totton, Eastleigh and nearby Hampshire areas. Appointments can be arranged around work and family commitments by phone or video.
Buying and remortgaging locally
Southampton’s market includes city-centre flats, family homes, new developments, ex-local-authority properties and homes with varied construction. The property and lease can be as important as the borrower when choosing a lender.
Specialist income and credit experience
Holly regularly works with circumstances that need more explanation than an online form allows.
- Limited-company directors
- Sole traders and contractors
- Bonus, overtime and commission
- Shorter trading histories
- Defaults, CCJs and missed payments
- Capital raising and debt consolidation
What to expect
The first conversation is about understanding the plan, likely budget and potential issues. If you proceed, Holly helps gather the documents, recommends a suitable mortgage and follows the case through underwriting to completion.
Frequently asked questions
Do you cover all Southampton postcodes?+
Yes. Advice is available across Southampton and throughout the UK by telephone and video.
Can you help before I start viewing?+
Yes. Early advice can clarify affordability, documents and whether an agreement in principle is appropriate.
Do you advise on buy-to-let in Southampton?+
Yes, subject to your circumstances and the property. Most business buy-to-let mortgages are not regulated by the FCA.